Blackjack Rules

Blackjack is a popular, easy, and exciting card game for online casino players. Like all casino games, blackjack has its set of rules. These rules of blackjack  are simple, one of the main reasons for blackjack’s enduring popularity. All successful blackjack players understand all the game rules, have a unique strategy, and manage their bankroll wisely. This blackjack guide will teach you all the game rules, design, and what it takes to win!

Best Blackjack Casinos

Purpose of the Blackjack Game

The game’s objective is to hand value close or of 21 without going over. A casino player wins if their hand exceeds that of the dealer or if the dealer’s hand exceeds 21. Here are some blackjack rules on how you beat or lose to the croupier:

How you winHow you lose
By having a hand value more significant than the dealer without exceeding 21By drawing a hand value higher than 21(also known as “busting”)
By drawing a blackjack (hand value of 21) on the initial deal, the dealer doesn’t.When the dealer gets a blackjack, and you don’t
When the dealer draws a hand value that is higher than 21By drawing a hand value less than the croupier’s hand value when the croupier doesn’t exceed 21
By drawing a hand value closest to 21; if there is a tie, you’ll not lose your bet.If you surrender and lose half your wager.

How to Play Blackjack

There are many ways you can play the game. You can do it in a physical casino or an online casino. When playing in an online casino, it is wise to begin playing in free blackjack online mode before you play for real cash. Follow this black jack guide to learn how:

  • You don’t need to register at a gambling site or download software. Just select your favorite blackjack version, and the game will load instantly.
  • In a typical game, the player and the croupier receive two cards. The game’s goal is to beat the croupier. You do this by getting a hand value of 21 or as close to 21 as possible without going over 21.
  • You can either hit or stand (stick with the cards you have). Remember not to go over 21.
  • Know if the dealer has the better score since the dealer’s card values are visible. You get back your wager if you and the dealer get the same score or a push.
  • You can quit, bet again or select a different game. The advantage of playing free blackjack is you will not lose any money.

Alternatively, you can play blackjack for real money. We have discussed in detail how you can do it:

Player Buys Chips

One of the most influential black jack rules to remember before visiting the table is owning chips. Depositing at your preferred online casino is the primary way to purchase chips for those who want to play the game for real money. The casino will reward you with free game chips if you’re going to enjoy the game in fun mode.

The player Places a Bet

At the beginning of every round, you must place a wager in the betting circle. You can quickly locate a small sign that displays the wagering limits. The minimum and maximum bet you make depends on the blackjack casino rules of the gambling site you visit.

Dealing Blackjack

In blackjack, the croupier’s role is to deal cards to the players. She must follow specific blackjack dealer rules for how to play the game. The croupier deals clockwise, with each person on the table getting one card facing up and then a card facing down for herself. The dealer will then give one card facing up to all the players and one facing up to herself. Each player has two cards facing up, while the dealer has one card facing up and another facing down. Now the game can begin.

Player Decision

The croupier will begin at the player on the left and allow that player to play their hand. As mentioned above, the player has two cards facing up. In our how to play blackjack guide, you need to add your card values to know the total hand value ranging from 4-21. If you receive a 10-value card and an Ace as the first two cards, you land a Blackjack! The payout for this is 3:2 or 1.5x your bet, and it’s instant. This is as long as the dealer doesn’t land a blackjack. You will not win or lose if the dealer also has a blackjack. It’s called a “push.” If the dealer and the player don’t get a blackjack, the dealer will point to each gambler in succession and allow the players to decide how they want to play their hand. You’ll have to decide by creating a hand signal when it’s your turn. Here are five decisions you can make:

  • Hit – Hitting means taking an additional card to improve the total hand value. You mostly do this when the full value of your hand is less than 21, and you want to get closer to 21 without exceeding it. A player makes a hitting motion to signal for a hit, such as tapping a finger on the table.
  • Stand – Standing means keeping your current cards and not taking any more cards. You signal the dealer by vertical motion, such as waving your hand over your cards.
  • Double Down – Doubling down means doubling your original wager and taking only a single extra card. Typically, the option is only available if your first two cards total 9,10, or 11. The reason is these totals give you an opportunity of receiving a hand with a more substantial value close to 21. To notify the dealer you want to double down, place an extra wager next to the original bet.
  • Split a Pair -You can split a pair into two different hands. In this case, you must place an extra wager equal to your original stake. Place a second bet next to the initial chance to signal to the dealer that you want to split. Never place this bet on top of the first bet or separate the cards. The croupier does this for you.

Additional Rules


Insurance is a side bet that players make when the croupier’s up card is an Ace. Typically, the gamble is half the starting bet, and the payout is 2:1 if the croupier gets a blackjack. Side bets are optional; you don’t have to make them. This wager is designed to protect your original chance in case the croupier has a blackjack. You lose your original stake if the dealer has a blackjack, but you win your insurance wager if the dealer has a blackjack. The insurance bet is lost if the croupier doesn’t have a blackjack; however, you can win the original bet if your hand wins. Due to the low likelihood of the dealer getting a black jack card value, taking insurance is not always a wise decision.


Some blackjack casino rules allow players to surrender their hand and give up half their wager on their first two cards after the croupier lands a blackjack. You will only find this option in some casinos, but it’s a massive advantage to the player if they play it correctly. The downside is that many available participants surrender more hands than they should, thus reducing the edge.

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The Blackjack Deck

A standard blackjack deck has 52 cards without jokers. According to our guide to blackjack, the cards come in four suits: diamonds, clubs, spades, and hearts. Every case has 13 cards: Ace, 4, 5, 6, 7, 8, 9, 10, Queen, Jack, and King. Additionally, the dealer has a blank plastic card which she never deals with but places toward the bottom of the pack to signal the time for a reshuffle. The game comes with multiple decks (1-8). One of the reasons is to make blackjack card counting challenging. Some gambling platforms will use a “shoe” to hold these decks and for dealing.

Value of Cards in Blackjack

The black jack card value is as follows:

  • Cards 2-10 are worth the face value which means a 2 of hearts count as two points, a 3 of spades count as three points, and so on.
  • The face cards (Queen, Jack, King) count as 10 points each.
  • The Ace card is unique in blackjack because it can count as 1 or 11 points. It depends on what the player thinks is more beneficial. Such flexibility can help you achieve a greater total without busting.

Chip Value

In a how to play black jack, you should know that casinos have blackjack chips with specific values or denominations. The chip value might vary depending on the site and the particular table. Below is an example of how the chips can be:

  • White – $1
  • Red – $5
  • Green – $25
  • Black – $100
  • Purple – $500
  • Orange – $1000

Use the $1 to make smaller bets. And the $100 chip to make larger bets. It allows for more flexibility in wagering because gamblers can make different-sized wagers depending on their budget and preference.

Blackjack Tables Layout

A typical blackjack table layout comes with several crucial elements, such as the betting area, the player’s area, the dealer’s area, the shoe, the insurance area, and the discard tray. The layout might vary from one casino to another, but the elements are the same. Some tables have different screen sizes, but the standard format remains the same.

Blackjack Terminology

Check the table below to see:

3:2 BlackjackPlayers get paid 3:2 when they hit blackjack. For instance, when you place a $10 wager and hit blackjack, the dealer gives you $15.
6:5 BlackjackPlayers receive 6:5 when you hit blackjack.
Basic Strategy ChartA chart that displays what a player should do in each situation.
BustingExceeding 21 and losing.
Counting cardsUsing a point system to determine if the remaining deck has terrible or sound cards. Cards valued at ten and above are suitable, while those valued at six and below could be better.
Face DownWhen the card is face down, others can see it.
Hold CardThe croupier’s face-down card.
InsuranceA side bet given when the croupier’s up card is an Ace.
ShoeA gadget that holds multiple decks of cards.
Third BaseLast player

Blackjack: Hard vs Soft Hand

A hard hand is a hand that doesn’t contain an Ace or one in which the Ace counts as 1. On the other hand, a soft hand includes an Ace that counts as either 1 or 11. A hard hand is inflexible in a way that its value cannot change. For instance, if a gambler receives cards with blackjack card values of a six and a 9, the hand is a hard 15, and you can only improve by risking exceeding 21. A soft hand is flexible because you count the Ace as 1 or 11, allowing you to reach a higher hand value without busting. For instance, if you have a six and an Ace, you can count the Ace as an 11 and get a total value of 17. If you count the Ace as 1, they get a total of 7, which doesn’t favor you.

Blackjack Game Variants

The traditional blackjack game has many variations with different blackjack rules and blackjack strategies. Here are some of the popular game variants:

  • Spanish 21 – Players play this variant with six or eight decks of cards, with all 10’s removed. It provides additional bonuses for sure hands, such as a 6-7-8 or 7-7-7 of mixed suits, and also allows players to double down on any number of cards and to surrender half the bet after doubling down.
  • Blackjack Switch – In the game, the dealer deals players two hands, and they can switch the second card dealt to each hand, forming two new hands. The variant also allows players to re-split hands and double down on any number of cards.
  • Super Fun 21 – This variant allows players to split and re-split hands and double down on any number of cards. It also offers bonuses for sure hands, such as a hand of 6-7-8 or 7-7-7, and allows players to “buy” aces, which cost an additional amount of money but can increase the chances of getting a blackjack.
  • Double Exposure – It deals with the first two cards of the croupier’s hand facing up. You get even more cash on blackjacks, and you lose on ties. You can use neither surrender nor insurer.
  • 21st-century – In this version, busting only sometimes results in an instant loss. In some casinos, you can still push if the croupier also busts. However, the dealer should’ve bust with a greater total.
  • Double Attack – The game has liberal rules and can increase your wager after you see the croupier’s up card. The dealer deals the game from a Spanish shoe, and you earn more from blackjacks.

Blackjack Rule Variations

Different casinos have different blackjack rules, but most features and black jack card values tend to be similar. Here are the standard rule variants:

Number of Decks in Play

Most game versions utilize multiple decks, and the specific number of tiers will depend on the casino. The number mainly varies from 2-8. You can find single-deck games in some places, but gambling platforms will not offer them. It makes card counting easy and reduces the house edge. The house edge mainly increases with the number of decks available.

Dealer’s Soft 17

Most dealers know how to deal black jack and will mostly stand when they have a soft 17. Some casino rules allow them to hit beyond that in several game versions. The situation increases the house edge but only by approximately 0.2%.


In specific versions, players can only double on sure hands. It puts them at a disadvantage because it reduces profitable opportunities to double. The house edge increases by as much as 0.18%. This depends on the black jack rules for when you’re allowed to double,

Doubling After Split

Some blackjack rules allow players to double after splitting. Note that this is only possible in some casinos and variants. If you can’t do it, the house edge rises by around 0.15%.


Resplitting after your first split can be a wise idea if you do it exceptionally. The option is only available in certain games and casinos. If the blackjack guide doesn’t accept Resplitting, the house edge will rise by around 0.1%.


A player surrenders if they believe they cannot beat the black jack card value of the dealer. In the strategy, you fold the hand and risk losing only half your stake instead of the whole stake. The advantage of this is slight because it is the only right thing in a limited number of situations. The average effect on the house edge will depend on the exact surrendering conditions.

Dealer Peek

In this situation, the dealer checks for blackjack if the exposed card is an Ace or a ten. If it is a blackjack, the hand comes to an end immediately. It’s one of unique blackjack casino rules that benefit the gambler. In some circumstances, it’s perfect for splitting or doubling against an Ace or ten. These bets will permanently lose if the dealer gets a blackjack. Knowing if the dealer has a blackjack will prevent you from making extra losses. A dealer peeks the house edge by about 0.1%.

Payout for Blackjack

In standard blackjack, the payout is typically 3:2, meaning you receive 1.5 times your bet. Mostly the game has a house edge, odds, and blackjack rules that you can work around to favor you. You can enjoy an RTP of up to 99% even without a strategy meaning the house edge is 1%. When you have a unique approach, you can push the house even lower, which will work in your favor. Note that different casinos and game variants have other odds and payouts.

FAQ: Rules of Blackjack

The main goal is to get a more excellent hand value than the dealer, close to 21 and not over 21.
When you have blackjack cards whose value can improve by an excellent hit.
When you feel your hand is not close enough to 21, they need to draw extra cards.
An Ace counts as one or eleven points in the game.
It’s splitting your initial cards into two hands.
Players do this if they want to forego half their wager because they have a poor hand instead of wagering it out.
When holding a hand of 9 to 12.